Systematic Investment Plan (SIP)

SIP Calculator

Initial Investment
Monthly SIP
Rate of Return (%)
Number of Investments (Months)
Amount Invested 100
Wealth Growth 100
Future Value

Systematic Investment Plan (SIP) is a kind of investment style through which one can invest in mutual funds schemes. Using SIP one can invest small amount in a disciplined manner frequently (weekly, monthly, quarterly) into a selected mutual fund scheme. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.

This calculator helps you calculate the wealth gain and expected returns for your monthly SIP investment. You get a rough estimate on the maturity amount for any monthly SIP, based on a projected annual return rate.

Benefits of SIP as compare to Lumpsum investment

  • You don’t have to focus on timing of market
  • Your investment would be less affected by market volatility as money is invested in fixed interval
  • Passive and automated (monthly installments can be deducted automatically) approach makes you more committed to guaranteed saving/investment
  • It's very flexible - you can create/update/cancel SIP anytime. Most of the funds starts as low as Rs. 500 per month